Specialist Insurance Broker for the Construction Industry
We are a Kent-based Insurance Broker providing advice and protection to businesses and individuals across the whole of the UK. Working closely with a large network of insurers, we can offer competitive premiums without compromising on cover. NexGen specialises in insurance for the construction industry and we also have considerable experience in delivering insurance solutions to high-risk trades such as roofing and scaffolding.
A Full Review with a Tailored Approach
Businesses often have specific demands and need an insurance package that meets their exact requirements. As such, we will take the time to fully understand your business, identify your exposures and clearly explain them to you. We carry out an initial assessment of the risks you face, which will allow us to advise on any gaps in cover and tailor a policy that is fit for purpose. At NexGen we understand that your business is your livelihood and no corners should be cut.
PUBLIC, PRODUCT & EMPLOYERS LIABILITY
Public Liability is one of the most common elements of cover provided to businesses, protecting you from claims made against you from third parties who have suffered an injury or damage to their property due to your negligence. Employers liability insurance is required by law within the UK, which protects your business from claims made against you from illness or injury to an employee whilst working for your company. This is typically combined as a package to give you peace of mind.
CONTRACTORS ALL RISKS
If your work burns down before handing over, you will be liable for all of the costs of doing the work again. Additionally, you may have materials, tools, plant and site huts, all which will require cover for loss and damage. This policy will also cover plant items hired in under CPA standard contract conditions. In the event of damage or theft we can also arrange cover for continuing hire charges.
Professional Indemnity Insurance is cover for an individual or a company that provides professional advice or services for a fee. The chances are that if a client suffers a significant financial loss as a result of your negligence, they are likely to seek compensation. In any event, you should assess the greatest loss that might result from a mistake on any particular project or contract.
Whether you have three vehicles or operate a large fleet, we can arrange comprehensive cover and assist with risk management. If you have a distressed claims history and finding it hard to find cover, we have the right markets for you.
This is comprehensive business cover in a single policy, bringing together a range of the covers most commonly required. The cover is perfect for smaller and medium sized businesses that are premises based, such as wholesalers, engineers and manufacturers.
Directors & Officers
Law dictates that any Manager or Officer of a Company can be held personally liable for losses suffered as a result of the decision taken. This can cover negligence, error or omissions in health & safety, as well as, claims directed to individuals for bodily injury or property damage.
How We Can Help
"Take care of your business"
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