High Risk Liability

High Risk Liability

If you are operating in a trade that is considered to be high risk, your business will have specific needs and require a policy that is tailored to suit your requirements.

Our team is experienced in placing risks and providing advice to businesses in these sectors. This includes a full review of your portfolio including all liabilities, property and fleet.

We find some clients still use online facilities to place their insurance, this puts the onus on the client to make sure they are insured correctly and can often leave them exposed.

Do you find your policy is littered with conditions, endorsements and exclusions? Do you have a height limit? Are you restricted to the locations your policy allows you to work?

At NexGen we will make sure we find a policy that is fit for purpose, that gives you the flexibility to run and grow your business.

Trade Associations: If you are a member of a trade association, we have markets that offer discounts and low claims rebates, along with enhanced policy benefits.



What types of trades are covered?

Roofers

  • KEY FEATURES AVAILABLE
  • Unrestricted height limit
  • Hazardous locations
  • Asbestos removal extension
  • Low claims rebates
  • Long term policy discounts
  • ‘A’ Rated insurer

Scaffolders

  • KEY FEATURES AVAILABLE
  • Unrestricted height limit
  • Hazardous locations
  • Asbestos removal extension
  • Low claims rebates
  • Long term policy discounts
  • ‘A’ Rated insurer

Metal Fabricators

  • KEY FEATURES AVAILABLE
  • All risks property damage
  • All risks business interruption
  • All risks specified business equipment
  • Professional indemnity
  • Goods in transit
  • Long term policy discounts
  • ‘A’ Rated insurer

Demolition

  • KEY FEATURES AVAILABLE
  • Unrestricted height limit
  • Unrestricted depth limit
  • Hazardous locations
  • Asbestos removal extension
  • Long term policy discounts
  • ‘A’ Rated insurer

Heating & Ventilation

  • KEY FEATURES AVAILABLE
  • Financial loss, defective workmanship and inefficacy
  • Hazardous locations
  • Long term policy discounts
  • ‘A’ Rated insurer

Asbestos Removal

  • KEY FEATURES AVAILABLE
  • Notifiable and non-notifiable
  • Hazardous locations
  • Long term policy discounts
  • ‘A’ Rated insurer

Construction & Building

  • KEY FEATURES AVAILABLE
  • Wide range of trades and multi-disciplined companies
  • Unrestricted height limit
  • Unrestricted depth limit
  • Hazardous locations
  • Long term policy discounts
  • ‘A’ Rated insurer

MOTOR FLEET

  • KEY FEATURES AVAILABLE
  • 3 or more vehicles
  • Comprehensive
  • Flexible driving restrictions
  • Distressed claims history
  • Long term policy discounts
  • Inhouse claims team
  • ‘A’ Rated insurer