ServicesAt NexGen, our aim is to deliver a hands-on service that never compromises on quality. We are on-hand to provide advice and support when you need it, not just when your policy is due for renewal.
Businesses often have specific demands and need an insurance package that meets their exact requirements. As such, we will take the time to fully understand your business, identify your exposures and clearly explain them to you.
A full review
We carry out an initial assessment of the exposures you face, which will allow us to identify any gaps in cover and tailor a policy that’s fit for purpose. At NexGen we understand that your business is your livelihood and no corners should be cut.
We can assist you with notification of your claim, completion of the claim form and management of your claim from beginning to end. Our team is always there to provide support when you most need it.
Public, Product & Employers Liability
Employers liability insurance is required by law within the UK, which protects your business arising from events of illness or injury to an employee whilst working on company business. This is typically combined with Public & Product liability as a package to give you further cover and peace of mind
Whether you have three vehicles or operate a large fleet, we can arrange comprehensive cover and assist with risk management. If you have a distressed claims history and finding it hard to find cover, we have the right markets for you.
Contractors All Risks
Construction firms and contractors face a wide range of commercial risks. If your work, for example, burns down, before handing over, you will be liable for all of the costs of doing the work again. Additionally, you may have materials, tools, plant and site huts, all which will require cover for loss and damage. Whether you’re a general builder or specialist contractor, self-employed or a major contractor, we can use our expertise and experience in this sector to deliver cost control, service and high-performance protection.
Professional Indemnity Insurance is designed for an individual or a company who provides professional advices or services for a fee. It will protect the business against claims for error or omissions and professional neglect for both the principles and their employees. Directors and Officers insurance provides protection against liability for a wrongful act. Current legislation dictates that a director of a company can be held personally liable for their actions.
Comprehensive business cover in a single policy, bringing together a range of the covers most commonly required. The cover is perfect for smaller and medium sized businesses, such as wholesalers, engineers, manufacturers.
This provides cover for any property owner, both commercial and residential. Cover includes loss of rent as well as damage to buildings due to fire or storms for example. Additional cover such as terrorism or subsidence can also be included.